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FHA and VA

FHA (Federal Housing Administration) and VA (Veterans Administration) loans make home financing possible for those who might not qualify for conventional mortgage programs.

VA loans are designed for qualified U.S. military personnel, while FHA loans may be available to other borrowers. You may find that an FHA loan makes sense if:

  • You’re a first-time homebuyer
  • You need to refinance your home but don’t have much equity
  • You don’t have a lot of money for a down payment
  • You need low monthly payments that won’t increase
  • Your credit is not exactly perfect
  • You’re self employed or worried about qualifying

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