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Privacy Policy

FACTS WHAT DOES SUMNER BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Acount balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Sumner Bank & Trust chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does SB&T share?
Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes - information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes - information about your creditworthiness
No
We don't share
For affiliates to market to you
No
We don't share
For non-affiliates to market to you
No
We don't share

Questions? Call the Bank's main office - toll-free at 866-345-8877, visit the Bank's website at www.sumnerbankandtrust.com or email customerservice@sumnerbankandtrust.com

Who we are
Who is providing this notice?

Sumner Bank & Trust

What we do

How does Sumner Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sumner Bank & Trust collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

We also collect your personal information from others, such as credit bureaus, affliates, or other companies.

Why can’t I limit all sharing

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

  • Sumner Bank & Trust has no affiliates

Non-affiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Sumner Bank & Trust does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Sumner Bank & Trust doesn't jointly market

Other Important Information